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Payments

3DS message flow & JWS signing

Build a real EMV 3DS 2.x AReq, watch the ACS decide frictionless vs. challenge, sign a real ARes as a JWS with ECDSA, then verify it — or tamper with it and watch the signature catch it.

1. The ACS generates its signing key

A real P-256 ECDSA key pair — the ACS's identity for every ARes it signs.